Pine Hill Lake Association logo


Lake and shoreline

“In my home there is a small picture or plaque that says ‘If you are lucky enough to live at the lake, you are lucky enough.’ I have lived at Pine Hill Lake for the past 23 years and I am lucky.”

The Pine Hill Lake Property Owner’s Association bylaws list four primary objectives, among which are:

  1. Education of the users of our water resource
  2. Weed control issues
  3. Goose control issues
  4. Safe use of the lake

Read more about Michigan’s inland lakes:

The following article was reprinted from the Michigan Lake Info website ( April 2014:

Fishermen in a small boat

The Value of Michigan’s Inland Lakes

by Tony Groves, Pam Tyning, and Paul Hausler
Progressive AE

Michigan has over 10,000 inland lakes with a surface area greater than 5 acres and, of those, 2,000 are larger than 50 acres.1 Each year, thousands of people enjoy swimming, fishing, boating, and other recreational pursuits on Michigan’s lakes. There is no question that Michigan’s lakes are a valuable public and private asset. Clearly, our lakes pay huge dividends in terms of increased property tax revenues and tourist dollars, not to mention boat sales. In fact, Secretary of State records indicate Michigan has over 800,000 registered boats.

In recent years, several studies have been conducted to evaluate the real estate value of lakes and the value of maintaining good water quality. A study of water amenities in Hillsdale County found that, on average, properties located within 50 feet, 51 to 250 feet, and 251 to 500 feet of water had 81.8%, 38.5%, and 22.9% more value, respectively, when compared to similar properties located away from the water.2 A recent estimate of the value of riparian (shoreline) property on Michigan’s inland lakes is $200 billion which, in turn, generates about $3.5 billion in annual tax revenues.3 Other studies have found a direct correlation between increased water clarity and increased value of adjacent lakefront property.4,5,6 Water-based tourism and recreation pumps billions of dollars into Michigan’s economy annually. Clearly, it makes good economic sense to preserve Michigan’s lakes. Yet, while Michigan has a number of laws that regulate activities in and around lakes, there is no comprehensive, state-wide funding mechanism that addresses lake-specific management issues, such as aquatic invasive species.

While we can attempt to put a dollar value on lakes, at the end of the day there can be only one conclusion: Lakes are priceless. Given the value of Michigan’s lakes, the establishment of a state-wide long-term funding mechanism for lake-specific management would certainly be a sound investment.

Michigan’s 10 Largest Inland Lakes7

Houghton LakeRoscommon20,075
Torch LakeAntrim18,722
Burt Lake
Charlevoix LakeCharlevoix17,268
Mullett Lake
Lake GogebicOntonagon13,127
Portage Lake
Manistique LakeMackinac10,346
Higgins LakeRoscommon10,186
Black Lake


1 Breck, J.E. 2004. Compilation of Databases on Michigan Lakes. Michigan Department of Natural Resources Fisheries Division. Fisheries Technical Report 2004-2.

2 Adelaja, S., Y.G. Hailu, R. Kuntzsch, M.B. Lake, M. Fulkerson, C. McKeown, L. Racevskis, and N. Griswold. 2007. Economic valuation of natural resource amenities: A hedonic analysis of Hillsdale and Oakland counties. Michigan State University. LPI Report No. 2007-09.

3 Kevern, N. 2008. Project Report – Value of riparian property on Michigan’s inland lakes. Lake Effect Newsletter. Michigan Chapter of the North American Lake Management Society.

4 Banicki, J.J. 2006. Cleaner water increases Lake Erie waterfront property values. TwinLine. Ohio Sea Grant College Program.

5 Krysel, C., E.M. Boyer, C. Parson, and P. Welle. 2003. Lakeshore property values and water quality: Evidence from property sales in the Mississippi headwaters region. Mississippi Headwaters Board and Bemidji University, pgs 9-10.

6 Boyle, K.J. and R. Bouchard. 2003. Water quality effects on property prices in Northern New England. LakeLine 23(3):24-27.

7 Michigan Geographic Data Library. Accessed December 11, 2013,

©2014-2021 Pine Hill Lake Association